Whether you're just turning an idea into a business plan – or you're an established business looking to open a new location, ECDI gives you access to responsible, affordable capital, with the support and training you need to build your dream. Owners of for-profit businesses can apply for loans ranging from $750 to $500,000, for nearly any business-related purpose. Outside of ECDI's ability to lend are nonprofits, real estate acquisitions and individuals or businesses that have defaulted on a federal loan or have been convicted of certain financial crimes.